Real Estate Information Archive

Blog

Displaying blog entries 1-10 of 53

Time To Downsize? Help is Here!

by Jane Fischer and Associates

Although you love your current Mason City IA home, it no longer fits your lifestyle needs. Whether all your children have moved out, you recently retired, or want to live a more sustainable lifestyle, there are multiple reasons why homeowners choose to downsize. You may be moving into a smaller space but there are large considerations that need to be had when you start thinking about this move.

 

Downsizing your North Iowa Home

Questions to Ask Yourself When Considering Downsizing


1. Does size matter? What will I miss about a larger home?

We often equate size with status...after all "bigger is better". Consider how much this matters to you and whether you can readjust this conventional thinking based on your new needs. Also consider what you like about your current home. Weigh out the features and amenities you enjoy about your current home with the benefits of owning a smaller home (i.e. less time spent cleaning).


2. How will a smaller home affect other life events?

Life can be unpredictable. Although your children might have moved out, you never know what circurmstances might arise that could cause them to need a place to stay for a while. Consider whether a smaller home can fit any potential situations that might occur now and into the future. Your new, small home should fit all of your emotional, financial, and physical needs.

 

3. What will the cost be for me?

Logically, a smaller home will cost you less than a larger one. However, you should consider the costs related to downsizing. Fewer rooms means less space for your stuff. There will be some costs accured for replacing furniture, since downsizing your home means also downsizing your furniture. Also, consider whether there are costs to getting rid of items and possessions that won't fit in the new space. Finally, make sure that the price you get for selling your current home will help cover the costs of buying a new home.

 

Finding the Right Home

If after asking yourself those questions above you know that downsizing is the right move for you, then you are ready to start searching for a home. There are many things to consider when downsizing. The first has to do with the style of home. If you want something low maintenance, consider a townhouse or condo. Just make sure you consider the HOA fees when figuring out our budget. For those that prefer a single family home, consider the layout of the home and make sure it will fit your physical needs now and in the years to come. Avoid older homes that might require renovations or continual upkeep. Be sure to understand how small you are willing to go and begin to make adjustments to ensure your lifestyle needs will be met in a smaller space. Along with the home itself, you want to consider the neighborhood. You should determine whether you want your smaller home to be in a pedestrian friendly area, close to all necessarily amenities. Consider whether you want to live in a tight knit community with other residents at the same life stages as you. Work with an experienced North Iowa realtor to help you find the perfect home in the perfect location for you.

 


If you are ready to downsize your home, work with the Top Realtor Mason City IA! We can help you find the perfect property to fit your needs within the North Iowa Homes for Sale. Give our experienced Team a call today at 641-425-4900 or visit our website at http://www.janefischer.com/.

Iowa Independent Film Festival is Bigger than Ever!

by Jane Fischer and Associates

The IOWA INDEPENDENT FILM FESTIVAL  is BACK and BIGGER THAN EVER! Enjoy the best independent films from around the world this weekend on Friday, August 24th, and Saturday, August 25th! The 11th annual IIFF is jam packed with feature films, short films,  documentaries, and filmmaker discussions!


NEW THIS YEAR: The festival is no longer just in Mason City! There are also screening locations throughout the beautiful city of Clear Lake! Along with all the cinematic fun, take the opportunity to explore these incredible venues throughout our fantastic North Iowa communities!

The Main Event (112 2nd Street Southeast, Mason City)

Mason City Community Theatre (215 South Delaware Avenue, Mason City)

Mason City Public Library (225 2nd Street Southeast, Mason City)

Clear Lake Lake Theatre (4 North 4th Street, Clear Lake)

Clear Lake City Park (Main Avenue, Clear Lake)

Clear Lake Arts Center (17 South 4th Street, Clear Lake)


With additional venues and more films than ever, your weekend at the IIFF will be the best one yet. Check out the FULL SCHEDULE to plan out your Friday and Saturday!


Tickets cost $30 per person and include access to ALL movies on both days! Purchase tickets at the door or in advance HERE! Don’t miss out on any of the cinematic fun!


Mason City is filled with incredible cultural events, such as the Iowa Independent Film Festival, all year round! If you want to call this incredible community home, give the Jane Fischer & Associates Team a call today or visit our website at http://www.janefischer.com/.



Image Credit: Iowa Independent Film Festival  

Steps to Prep Your Garden for Fall!

by Jane Fischer and Associates

While we continue to enjoy the final days of summer, it is a great time to prep your North Iowa garden for the colder days ahead! Keep your landscaping looking great into the fall and next year by following these simple steps!

 

1. Water your plants and trees to ensure they have plenty of moisture in their roots.


2. Buy Bulbs so you can take advantage of lower prices in the off season.


3. Till Your Soil for next year's growth.


4. Plant Autumnal Annuals to keep your garden bright and colorful well into the fall.


5. Add Shrubs and Evergreens so they can root before the winter.


6. Cut Your Grass Lower to help the soil dry out quicker in the spring.


7. Remove Debris Rose Beds since fallen rose foliage is a spot where plant diseases can fester in the winter.


8. Cut Back Perennials so that they have room to grow next year.


9. Clean The Vegetable Garden of weeds and debris to keep pests at bay.


10. Remove Annuals that are dead and use them in your compost heap.


11. Dig Summer Bulbs and store them inside so you can enjoy them again next year.


12. Plant Bulbs that are hardy enough for colder temperatures so that they bloom as soon as spring comes around.


13. Nourish Your Lawn so it has all the nutrients it needs to last throughout the winter.


14. Rake all fallen leaves so your lawn can breathe and use the shredded leaves for mulch.


15. Protect Plants from the upcoming cold by placing frost barriers on them immediately after the first freeze.


16. Plant Bulbs Indoors to get a jump start on your spring garden.


17. Bring Container Plants Indoors after you have removed them of pests.


18. Empty Water from your hoses, fountains, and irrigation systems and store in a dry place so they are working properly next gardening season!

 

For more great home owner tips, visit our Website and follow us on Facebook!

 

Factors to Consider When Buying A Home For Kids

by Jane Fischer and Associates

In today’s blog post, we are going to discuss factors to consider if you are a home buyer with children. There are several major factors that parents consider as they look for a new home: number of bedrooms, yard to play in, local school district, safety of area. These are all incredibily important. But, there are other factors that often get overlooked and can have a serious effect on the livability of the home for everyone in your family. Here are the additional factors you should consider as you look for your dream family home in Mason City IA!


Open Floor Plan

Basements and bonus rooms are important to have so kids can have their own areas to play, especially as they get older. When they are younger, however, it is important that you can supervise them at all times. This is where an open floor plan comes in handy. When the kitchen, dining area, and family room are all connected, you can keep a watchful eye on your children while still being productive. Plus, even after the kids are older, this is still a great area for the family to gather together throughout the day.


Bedroom Placement

Although the number of bedrooms is important to ensure your family has enough personal space, it is equally important to consider where those bedrooms are placed. If the home has multiple stories, it is possible that the master bedroom is located on the first floor while the rest of the bedrooms are upstairs. As a parent, you need to decide whether you will enjoy the privacy of having a room on a separate floor or whether you want to be close to your children at night and have all the bedrooms together.


Potential Burns

Kids like to touch things and a home can be filled with lots of hot items that are easy to forget about. In particular, you should consider how the home is heated. Older homes will likely have radiators which are incredibly hot and will cause serious burns. It might be best to only look at homes with central heating if your children are small to eliminate this risk. Gas fireplaces are great but the glass doors on them become dangerous when a fire is going. Make sure you monitor your children during and after a fire and put some sort of protection over the fireplace's on switch so the kids cannot accidentally turn it on when you aren't around.


View of the Backyard

Make sure that the interior of your home provides easy sightlines to the backyard. You will receive piece of mind by being able to watch your children play outside while you get some chores done inside.


Flat Yard

Steep hills can add some visual interest to your landscaping but they make it difficult, and potentially dangerous, for children to play. Find a lot that is flat so all of your children's favorite activities will be fun and easy.


Know the Neighbors

Try to find out who the neighbors are and make sure there are not any dangerous individuals living within the area.


Sidewalks

Parents often consider how busy a street is when making housing decisions. But, even on a quiet street, sidewalks add an extra element of safety by removing the children at play even farther away from the road. Plus, it is more inviting for family walks around the neighborhood.


Nearby Amenities

Parents know how difficult it can be to pack everyone and everything into the car everytime you need to go some where. This is why it is great for home buyers with kids to find neighborhoods that have amenities within walking distance. See what schools, parks, restaurants, stores, and other amenities could be easily walked to from the home.



We hope this blog gave you a some helpful information what to factors to consider as a home buying parent! If you are ready to Buy your dream family home in North Iowa, search our Homes for Sale. Work with the Top Realtor Mason City by giving us a call today at 641-425-4900 or visiting our website at http://www.janefischer.com/.


It's the Clear Lake Bicycle, Blues and BBQ Festival!

by Jane Fischer and Associates

Are you ready?  It's time for the great Clear Lake Bicycle, Blues and BBQ festival!

Date:  July 6-8, 2018

Where:  City Park, Downtown Clear Lake and other locations throughout the area.

Time:  Starts 5:00 pm Friday night

The proceeds from this event support improving a healthy lifestyle through bike related activities that include;  creating and improving bike trails, bicycle safety training and cycling events and activities.

There will be superb food, fantastic blues music, and a USCF sanctioned road race on Sunday!  You won't want to miss this wonderful summer event.

Click here for the schedule of events:  Events

The great blues sounds will come from the following groups:  Brother Sun Sister Moon, Left Wing Bourbon, Brandon Santini, and Jimmy Nick.

July 7th will be the terrific Brews on the Beach on the shores of Clear Lake!  Space is limited so get your tickets now

 


Make it a great holiday weekend with these fantastic local events!  See you there!

4th of July Extravaganza in Beautiful Clear Lake!

by Jane Fischer and Associates

Celebrate our nation's freedom in beautiful Clear Lake IA for the ultimate Independence Day celebration! Enjoy 6 days of festivities during Clear Lake's 4th of July Extravaganza!!!! From Friday, June 29th, through Wednesday, July 4th, downtown Clear Lake will be filled with family fun activities and events! Check out amusement rides, bingo tent, midway, open-air vendor market, live music in the bandshell (North Lake View Drive), and so much more! The extravaganza will culminate in an Independence Day parade down Main Avenue and North Iowa’s most spectacular firework display over the lake!! Celebrate our nation's birthday and all of the freedoms that we enjoy at this incredible 4th of July event!

 

SCHEDULE OF EVENTS

Friday, June 29th

  • 5:00 pm - 9:00 pm | Arts & Craft Fair 
  • 5:00 pm | Evans United Shows Carnival opens
  • 7:00 pm | GRIN (Classic Rock)

Saturday, June 30th

  • 10:00 am - 9:00 pm | Arts & Craft Fair 
  • 12:00 pm | Evans United Shows Carnival opens (Wrist Band Day ​12:00 pm - 5:00 pm for $17)
  • 12:00 pm | BINGO tent opens
  • 7:00 pm | Arch Allies (Tribute Band)

Sunday, July 1st: Family Fun Day

  • 11:00 am - 5:00 pm | Arts & Craft Fair 
  • 12:00 pm | Evans United Shows Carnival opens
  • 12:00 pm | BINGO tent opens
  • 1:00 pm | Family Feud Game Show 
  • 3:00 pm | Family Fun Time Games 
  • 7:00 pm | Strait Run (Classic Rock)

Monday, July 2nd

  • 10:00 am - 9:00 pm | Arts & Craft Fair 
  • 12:00 pm | Evans United Shows Carnival opens (Wrist Band Day ​12:00 pm - 5:00 pm for $17)
  • 12:00 pm | BINGO tent opens
  • 7:00 pm | Nick Hickman (Country)

Tuesday, July 3rd

  • 10:00 am - 9:00 pm | Arts & Craft Fair 
  • 12:00 pm | Evans United Shows Carnival opens
  • 12:00 pm | BINGO tent opens
  • 7:00 pm | The Hepperly Band (Cover Band)

Wednesday, July 4th

  • 10:00 am | Parade
  • 11:00 am - 9:00 pm | Arts & Craft Fair 
  • 12:00 pm | Evans United Shows Carnival opens
  • 12:00 pm | BINGO tent opens
  • ​1:30 pm - 3:30 pm | Denny's School of Dance
  • 8:30 pm - 10:00 pm | Clear Lake Municipal Band
  • 10:00 pm | ​Fireworks (Musical Tribute on 106.1FM, AM1490, & AM1300)

 

Jane Fischer and Associates Team wishes everyone in Clear Lake a very Happy & Safe 4th of July!  

 

Image Credit: Clear Lake Area Chamber of Commerce


 

Debunking Home Buying Myths!

by Jane Fischer and Associates

In today’s blog post, we are going to discuss 9 major home buying myths. We know that there is plenty of information and advice out there for home buyers. Unfortunately, there is a lot of misinformation too! From process to financing and everything in between, it is easy to be overwhelmed as a home buyer and make mistakes that could have been easily avoided. Let us debunk 9 major home buying myths to help you smoothly find your dream home in Mason City IA today!

 

Myth 1: The first step of the process is looking for a house.

Although the home search might seem like the obvious first step in the home buying process, it is not. Your first step as a home buyer should always be getting your finances in order! Make sure that your credit is in top form and, most importantly, get pre-approval on a mortgage. By doing these two things, you are able to focus your home search on those houses that actually fit within your budget. Pre-approval also makes you more attractive to sellers from the get go.


Myth 2: 30-year mortgage is your best finance option.

30-year mortgages can be deceiving. Monthly payments on 30-year mortgages are lower than those that are 15-year. However, since the amount of money borrowed is the same for both options but the time frame is twice as long to pay back on the 30-year mortgage, you end up paying MORE over those 30 years and at a higher interest rate. This is not to say that a 30-year mortgage is not right for you. Just make sure to do plenty of research to truly decide what loan option best fits your financial situation. Check out our Finance Information for help with this step of the process.


Myth 3: A down payment must be 20%.

Buyers can avoid paying for Private Mortgage Insurance by making a 20% down payment. However, not all lenders require that amount. You may be eligible for loans with a 5 or 10% down payment if you are willing to pay for PMI monthly. Additional down payment assistance options, such as FHA loans, might also be available for you.


Myth 4: Your only upfront cost is the down payment.

When budgeting for a new home, many home buyers only consider the initial down payment. However, you want to budget for additional costs that can always occur during the buying process. These costs include, but are not limited to, credit reports, closing costs, inspections, and insurance.


Myth 5: You cannot buy a home if you have bad credit.

You will undoubtedly have an easier time buying a home if your have good credit. However, you are not out of luck if your credit is less than ideal. There are several financing options, such as FHA loans, that you might be eligible for. Just make sure to do your research first to make sure that you are selecting an option that is best for you now and in the future.


Myth 6: You can skip the home inspection.

Home buyers should always complete a home inspection. Save money and time by discovering any issues with the house during the inspection process.


Myth 7: You will lose the house if you don't offer asking price.

Home buyers often worry that they will lose out on their dream home if they do not offer the asking price. Although doing so does make you attractive to the seller, there are other things you can do that will often cause the seller to be open to negotiation. By having a pre-approved loan, awesome credit, and a down payment ready to go, sellers know that you are 100% ready to make the purchase. Additionally, if the home inspection unveiled any issues with the home, you can negotiate for a lower price based on the findings and necessary repairs needed.


Myth 8: Home buying is easy on your own.

Whether it's your first home or you have purchased a new home in the past, working with an Experienced Realtor during the home buying process is always a good idea. We are filled with a wealth of helpful knowledge. We are experts on the local market, have years of negotiation experience, and can help take a lot of the stressful work off of your hands.


Myth 9: Your immediate needs are the most important deciding factor.

Choose a home based on your needs now AND in the future. Although it is impossible to know your future, you want to pick a home that you will continue to fit your potential lifestyle needs that have developed 10+ years from now. Consider the home and the neighborhood.

We hope this blog gave you a some helpful insights as you proceed throughout the home BUYING process. If you are ready to get started, work with the Top Realtor Mason City IA! We can help you find the perfect property to fit your needs within the North Iowa Homes for Sale! Give our experienced Team a call today at 641-425-4900 or visit our website at http://www.janefischer.com/.

 

Here We Grow!

by Jane Fischer and Associates

 

Jane Fischer & Associates Team has moved! Come visit us at our new location at 1002 East State Street, Suite B, Mason City!

 

 Our team serves the entire Mason City Iowa real estate market, as well as the surrounding communities of Clear Lake, Rockwell, Rockford, North Springs and Osage areas. Let us help you with all of your real estate needs. Whether you are a Home Buyer or Home Seller, Jane Fischer & Associates is committed to helping you achieve all of your real estate goals! Come see us today!

Pricing Mistakes to Avoid as a Home Seller!

by Jane Fischer and Associates

In today’s blog post we are going to discuss common pricing mistakes made by home sellers. Determining the price you are going to list your home at is the first big decision you will make after deciding to sell your home. It is just as important as the initial decision to list your home. If you price your home to high, you risk the chance that home buyers will not be interested. If you price your home to low, you risk not receiving the full amount that your house is worth. Making sure the price is correct from the very beginning will help avoid either of these scenarios. In order to ensure that your home is priced correctly from the start, work with a knowledgeable and experienced Real Estate Team as soon as you are ready to put your home on the market and avoid these common types of home pricing mistakes!

 

Mistakes Based on Emotion and the Past

Your house has become a home from your years living in it. It is always an emotional process when you decide to move. The personal memories that have become attached to your home can cause you to value the property more than it is actually worth. While we fully realize that this is easier said than done, you need to remove your emotions from the pricing process. Buyers are not going to pay more based on your emotional attachment. You need to price it based on what is physically in front of the buyers. Along the same vein, you cannot base your current selling price based on what you paid. The housing market at this very moment in time is different than it was when you purchased the home (even if it was in the recent past). Buyers want the best deal on the home based on the current market in the North Iowa area.



Mistakes Based on the Competition

Understanding what homes are selling for in your neighborhood is an important aspect of the pricing process. However, it can also lead to many mistakes made by sellers who do not understand how to properly utilize this information. When you research what similar homes are being sold for, be sure to take into account all the amenities and features of the home. Just because your home has the same number of bedrooms and bathrooms as another home on the market doesn’t mean that it should be priced exactly the same. You need to know if there are any renovations or additional amenities that have been added that need to be taken into account for the selling price. You also need to recognize that other comparable homes might be priced incorrectly. This is where working with an experienced real estate team comes in handy because they can accurately assess the competition. You should also consider how quickly a home might be needing to sell. Other sellers might be pricing their homes lower in order to stand out from the competition and speed the process along. In the end, be diligent in your research. This will allow you to have a profitable and successful sale of your home.



Mistakes Based on the Process

Price negotiations between you and potential buyers is an inevitable part of the process. Today’s buyers are much more informed on the value of homes on the market. You need to make sure you are just as informed. This will allow you to price the home appropriately and attract the kind of home buyers that is perfect for your home right from the start. Another common mistake made by sellers occurs if the home has been sitting on the market for a while. If it has, you have priced the home to high and you need to make an adjustment. Instead of making several, small price cuts, you should make a larger cut (typically $10,000+) to show buyers that you are serious about selling your home.  


 

We hope this blog gave you a little more insight into pricing your home to sell. However, we realize that you might still have some more questions. For more Home Selling Tips, give our experienced Team a call, visit our website, or visit our Facebook Page. We are here to help if you're considering Buying, Selling, or Investing in Real Estate in the North Iowa. Contact us today at 641-425-4900 or http://www.janefischer.com/.

Clear Lake: Iowa's Charming Beach Town!

by Jane Fischer and Associates

There is no better place to beat the summer heat than the beach! Think that living in Iowa means that a beach is out of your reach? Guess again!! The beautiful North Iowa community of CLEAR LAKE is the state’s BEST “Beach” Town!


This carefree, laid back lake town is home to around 7,000 people. Despite its small size, it is filled with so much to do on and around the beautiful beaches and crystal blue waters of Clear Lake! You will find charm and nostalgia in abundance in this close knit, active community.


--Take a stroll down Main Street to find unique gift shops, antique stores, and entertainment venues.

--Head to City Park (Main Avenue) for a paddlewheel cruise, delicious sweet corn, and live music by the municipal band on the weekends.

--Explore the great outdoors and go fishing at McIntosh Woods State Park (1200 East Lake Street, Ventura).

--Lounge on the beach and splash around at Clear Lake State Park (2730 South Lakeview Drive).

--Grab a delicious bite to eat with incredible views of the lake at one of the great local dining spots, such as The Anchor Inn (468 North Shore Drive) or The Landing Patio Bar & Grill (1603 South Shore Drive).

--Dance the night away to live music at the historic Surf Ballroom (460 North Shore Drive).

--Enjoy family fun community events that occur throughout the year, including Thursdays On Main and Lakeside DixieFest. These events often have no admission cost and provide residents with the opportunity to celebrate their community and spend time with family, friends, and neighbors.


Don’t just visit Clear Lake! Make it your home! Whether you are looking for your permanent residence or a great second home for your family, there are so many options in Clear Lake. Check out the incredible Homes for Sale Clear Lake IA where you can find stunning lakefront homes and more! Give the Jane Fischer and Associates Team a call today or visit our website at http://www.janefischer.com/.  



Content and Image Credit: Only In Your State

Displaying blog entries 1-10 of 53

Share This Page

Contact Information

Jane Fischer
Real Estate Consultants
641-424-HOME (4663)

2018 Jane Fischer & Associates Real Estate Consultants Logo are registered service marks owned by Jane Fischer & Associates Real Estate Consultants. Equal Housing Opportunity.