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Considering Downsizing? Help is Here!

by Jane Fischer and Associates

In today’s blog post, we are going to discuss downsizing. Although you love your current Mason City IA home, it no longer fits your lifestyle needs. Whether all your children have moved out, you recently retired, or want to live a more sustainable lifestyle, there are multiple reasons why homeowners choose to downsize. You may be moving into a smaller space but there are large considerations that need to be had when you start thinking about this move.

 

Downsizing your North Iowa Home

Questions to Ask Yourself When Considering Downsizing


1. Does size matter? What will I miss about a larger home?

We often equate size with status...after all "bigger is better". Consider how much this matters to you and whether you can readjust this conventional thinking based on your new needs. Also consider what you like about your current home. Weigh out the features and amenities you enjoy about your current home with the benefits of owning a smaller home (i.e. less time spent cleaning).


2. How will a smaller home affect other life events?

Life can be unpredictable. Although your children might have moved out, you never know what circurmstances might arise that could cause them to need a place to stay for a while. Consider whether a smaller home can fit any potential situations that might occur now and into the future. Your new, small home should fit all of your emotional, financial, and physical needs.

 

3. What will the cost be for me?

Logically, a smaller home will cost you less than a larger one. However, you should consider the costs related to downsizing. Fewer rooms means less space for your stuff. There will be some costs accured for replacing furniture, since downsizing your home means also downsizing your furniture. Also, consider whether there are costs to getting rid of items and possessions that won't fit in the new space. Finally, make sure that the price you get for selling your current home will help cover the costs of buying a new home.

 

Finding the Right Home

If after asking yourself those questions above you know that downsizing is the right move for you, then you are ready to start searching for a home. There are many things to consider when downsizing. The first has to do with the style of home. If you want something low maintenance, consider a townhouse or condo. Just make sure you consider the HOA fees when figuring out our budget. For those that prefer a single family home, consider the layout of the home and make sure it will fit your physical needs now and in the years to come. Avoid older homes that might require renovations or continual upkeep. Be sure to understand how small you are willing to go and begin to make adjustments to ensure your lifestyle needs will be met in a smaller space. Along with the home itself, you want to consider the neighborhood. You should determine whether you want your smaller home to be in a pedestrian friendly area, close to all necessarily amenities. Consider whether you want to live in a tight knit community with other residents at the same life stages as you. Work with an experienced North Iowa realtor to help you find the perfect home in the perfect location for you.

 


We hope this blog gave you a some helpful insights into downsizing. If you are ready to take this next step, work with the Top Realtor Mason City IA! We can help you find the perfect property to fit your needs within the North Iowa Homes for Sale. Give our experienced Team a call today at 641-425-4900 or visit our website at http://www.janefischer.com/.

Find A Million Ideas for Your North Iowa Home & Garden!

by Jane Fischer and Associates

 

 

Find “A Million Ideas to Take Home” this weekend at the 27th Annual North Iowa Home & Landscaping Show!! If you are looking to update your North Iowa home and/or garden this Spring, you do not want to miss this great event!


Learn helpful tips, discover unique project ideas, talk to vendors, see samples, and attend informational seminars! Meet with experts in all these fields: Remodelers, Decorating, Home Builders, Kitchens, Bath Repair, Carpet, Flooring, Doors, Windows, Sunrooms, Heating & Cooling, Water Treatment, Insulation, Fireplaces, Saunas, Siding, Energy Saving Products, Security, Garage, Paving, Landscaping, Gardens, Lawns Equipment, Mowers, Grills, Hot Tubs, and so much more!


The 2018 North Iowa Home Show is taking place Friday, February 23rd, through Sunday, February 25th, at the North Iowa Events Center (3700 4th Street Southwest, Mason City). General admission tickets are $5.00 per person. Children 12 and under are FREE! Get a special discount coupon HERE!

 

 

2018 North Iowa Home Show Seminar Schedule

Friday, February 23rd

  • 4:30 pm | Crafting Cool and Creative Containers | Don Engebretson
  • 6:00 pm | Three Steps To A More Energy Efficient Home | Rob Buchanan
  • 7:00 pm | Design Secrets to a Beautiful Yard and Garden | Don Engebretson
 

 

 

Saturday, February 24th

  • 11:00 am | Crafting Cool and Creative Containers | Don Engebretson
  • Noon | Kitchen and Home Remodeling Tips | Lynne & Jennifer Breister
  • 1:30 pm | Design Secrets to a Beautiful Yard and Garden | Don Engebretson
  • 3:00 pm | Three Steps To A More Energy Efficient Home | Rob Buchanan
  • 4:00 pm | Building a New HomeGetting Started | Todd Redig
  • 5:00 pm | Crafting Cool and Creative Containers | Don Engebretson
 

 

 

 

 

 

Sunday, February 25th

  • Noon | Really Cool Plants for Iowa Gardens | Don Engebretson
  • 1:00 pm | Building a New HomeGetting Started | Todd Redig
  • 2:00 pm | Crafting Cool and Creative Containers | Don Engebretson
 

 

 

For more great home renovation tips, our Team is here to help! Check out our Website and visit our Facebook Page!

 

 

Image Credit: Iowa Show Productions  

Top Renovations to Make for a Profitable Sell!

by Jane Fischer and Associates

In today’s blog post we are going to discuss profitable home renovations. You are ready to sell your North Iowa home! Now you want to make sure that you get top dollar for your home and have it stand out from the competition. Although you probably do not want to spend more money on the home now that you are moving on, there are some renovations that offer great Return on Investment (ROI)! The data team at Realtor.com® analyzed a wide variety of amenities that help homes sell quickly and for the highest value. There are 5 major categories that they focused on: Electronics, Amenities, Exteriors, Interior Design, and Rooms. Find how each amenity ranked below.


Electronics

Making your home as smart and efficient can help attract buyers. Home buyers love convenience and modern features. Consider adding smart home technology, energy star appliances, and a security system.

Smart Home Features (#1)

  • Median Listing Price: $575,000

  • 2-Year Listing Appreciation: 82.6%

  • Average Days on Market: 80

Energy Star Appliances (#12)

  • Median Listing Price: $328,950

  • 2-Year Listing Appreciation: 26.6%

  • Average Days on Market: 121

Security System (#15)

  • Median Listing Price: $340,000

  • 2-Year Listing Appreciation: 11.5%

  • Average Days on Market: 127


Rooms

Buyers do not necessarily need a huge home. They just want a space that they can customize and best fit their needs. The rooms with hottest demands are finished basements, laundry rooms, and dining rooms.

Finished Basements (#2)

  • Median Listing Price: $289,000

  • 2-Year Listing Appreciation: 13.3%

  • Average Days on Market: 107

Laundry Rooms (#8)

  • Median Listing Price: $289,000

  • 2-Year Listing Appreciation: 15.6%

  • Average Days on Market: 115

Dining Rooms (#11)

  • Median Listing Price: $289,999

  • 2-Year Listing Appreciation: 11.6%

  • Average Days on Market: 119


Exteriors

Outdoor living spaces are just as important for home buyers. However, you do not need to go too extravagent. Basic features are still more desired by buyers. These include patios, front porches, and two-car garages.

Patios (#3)

  • Median Listing Price: $309,000

  • 2-Year Listing Appreciation: 12.4%

  • Average Days on Market: 108

Front Porches (#10)

  • Median Listing Price: $224,900

  • 2-Year Listing Appreciation: 21.0%

  • Average Days on Market: 119

Two-Car Garages (#13)

  • Median Listing Price: $313,350

  • 2-Year Listing Appreciation: 16.1%

  • Average Days on Market: 123

Interior Design

Be sure to focus on the interior design of your home. Home buyers are looking for plenty of closet space and eat-in/open kitchens. Consider renovating your home to make sure that these are top features in your home.

Walk-In Closets (#4)

  • Median Listing Price: $329,500

  • 2-Year Listing Appreciation: 9.9%

  • Average Days on Market: 110

Eat-In Kitchens (#6)

  • Median Listing Price: $235,000

  • 2-Year Listing Appreciation: 17.5%

  • Average Days on Market: 113

Open Kitchens (#9)

  • Median Listing Price: $299,500

  • 2-Year Listing Appreciation: 11.3%

  • Average Days on Market: 118


Amenities

There are certain aesthetic home features that home buyers particularly love in a listing. The top ones to make sure that your home has include hardwood floors, granite counter tops, and fireplaces (both real and artifical).

Granite Countertops (#5)

  • Median Listing Price: $329,000

  • 2-Year Listing Appreciation: 1.2%

  • Average Days on Market: 112

Hardwood Floors (#7)

  • Median Listing Price: $287,000

  • 2-Year Listing Appreciation: 14.8%

  • Average Days on Market: 113

Fireplaces (#14)

  • Median Listing Price: $329,900

  • 2-Year Listing Appreciation: 11.9%

  • Average Days on Market: 126

We hope this blog gave you a some helpful insights into profitable home renovations. However, we realize that you might still have some more questions. For more Home Selling Tips, give our experienced Team a call, visit our website, or check out our Facebook Page. We are here to help if you're considering Buying, Selling, or Investing in Real Estate in the North Iowa. Contact us today at 641-425-4900 or http://www.janefischer.com/.

Data source: realtor.com


Upcoming Events in Clear Lake!

by Jane Fischer and Associates

Beat the winter blues this February! There are great community events heading your way in CLEAR LAKE! Check out all the information! Jane Fischer & Associates wishes everyone a fun February with family, friends, and neighbors in beautiful Clear Lake!



Mardi Gras Party featuring Hairball  

Date: Friday, February 9th

Time: 8:00 pm - 11:00 pm

Location: Surf Ballroom (460 North Shore Drive, Clear Lake)

Cost: $20 per person (in advance) | $25 per person (at the door)

Celebrate Mardi Gras with Hairball and special guest The M80s.


Yellow Bass Bonanza

Dates: Saturday, February 10th - Sunday, February 11th

Time: 6:30 am - 7:30 am (Registration) | 8:00 am (tournament begins)

Location: McIntosh Woods State Park (1200 East Lake Street, Ventura)

Cost: $150 per team (mail-in) | $160 per team (online)

Come be a part of one of the Midwest's largest Ice Fishing Tournaments. Catch the biggest fish to win thousands of dollars in cash and prizes. Team tournament is on Saturday with single man fishing tournament on Sunday. Do not miss the Saturday Night Ice Bash at Surf Ballroom from 6:00 pm to 9:00 pm. Enjoy dinner, seminars, product demos, and more!


Art FUNdamentals

Date: Saturday, February 10th

Time: 10:30 am - 12:00 pm

Location: CL Tel Studio at Clear Lake Arts Center (17 South 4th Street, Clear Lake)

Cost: $8 per child

Your child will love learning the fundamentals of art and design with instructor Angie Roe Gauden. Children under 5 must be accompanied by an adult.


Clear Lake Jaycees February Meeting

Date: Monday, February 12th

Time: 5:45 pm - 6:45 pm

Location: Cancun Mexican Restaurant (1801 US Highway 18 East, Clear Lake)

Cost: FREE admission | Open to the public

Get involved in your community with the Clear Lake Jaycees. Topics for this monthly meeting will include Beer Pong Tournament, Brewery Tour, and Golf Tournament. Meetings occur the second Monday of every month. Everyone in Clear Lake aged 21 to 40 are welcome to join.


Color the Wind Meet the Kite Pilots Reception

Date: Friday, February 16th

Time: 5:30 pm - 7:30 pm

Location: Sukup Performing Arts Wing & Hanson Gallery at Clear Lake Arts Center (17 South 4th Street, Clear Lake)

Cost: FREE admission | Open to the public

Meet the designers, engineers, pilots, and technicians that bring the kites of the Color the Wind Kite Festival alive. Enjoy live music, appetizers, and beer and wine. Donations are always welcome and support the Art Center's Youth Arts Program.


Creative Kid's Free Kite Activity

Date: Saturday, February 17th

Time: 9:00 am - 12:00 pm

Location: The Sukup Performing Arts Wing, CL Tel Studio, & Walker Studio at Clear Lake Arts Center (17 South 4th Street, Clear Lake)

Cost: FREE admission | Open to the public

Come make and decorate your own kite for the Color the Wind Kite Festival. Children of all ages are welcome. Supplies are available at a first come, first serve basis.


Color the Wind Kite Festival

Date: Saturday, February 17th

Time: 11:00 am - 4:00 pm

Location: Downtown Clear Lake by the Seawall

Cost: FREE admission

Do not miss the largest and most colorful winter kite festival in the Midwest! See incredible inflatable kites flown by kite-flyers from around the country. There will be food available to purchase during the festival.


4-Day Fritz Hoppe Sculpture Workshop

Date:   Monday, February 19th - Thursday, February 22nd

Time:   10:00 am - 5:00 pm

Location:   Clear Lake Arts Center (17 South 4th Street, Clear Lake)

Cost: $400 per person (Workshop fee) plus $90 for materials | Call (641) 357-1998 to register

Come learn about modeling and sculpting for metal casting by sculptor Fritz Hoppe. This four day workshop will teach you step by step through this artistic process, ending in a finished sculpture in modeling clay created by you! Class size is limited.

 

 

Image Credits: Yellow Bass Bonanza & Clear Lake Chamber of Commerce

Relocation Help is Here for North Iowa!

by Jane Fischer and Associates

In today’s blog post we are going to discuss Relocating for a new job. Congrats! You just received a job offer in North Iowa! It is time to move! Starting a new job and finding a new home at the same time can be a difficult process. Loan approval is dependent on proof that you can afford the mortgage. Your income and employment history are the best indicators of what you can afford. Although this can be a stressful time, it is possible to do both at once! Here is some important information to know about relocating.


 

What should I know before getting a mortgage?

Promotions are positive financial moves. If you are earning better pay or benefits or moving to a similar position at a new job, you should be able to Obtain a Mortgage with no problem. Be prepared to share your offer letter, with salary confirmation, to your lender. They will need to verify that you have been in the position for at least 30 days to determine what you can afford for the mortgage. It is important to note that if your position is commissioned based, these earnings are often excluded from loan amounts as they are difficult to prove in a new role.

How do I obtain a mortgage with new employment?

As long as your new position makes financial sense, obtaining a mortgage should not be difficult. The lender will want to see your employment history. Frequent job changes or large gaps in employment can be red flags for lenders. Have all of your past employment information available for your lender.

How can I get a home loan when relocating?

It is always in your best interest to secure your living arrangement before you move. Consider renting in the new location for at least 30 days in order to provide the lender with time to verify your new position. This gives you time to provide your first pay stub as well as get to know the community you are living in to find the perfect neighborhood for you. However, if you are not interested in renting, you can take the plunge into home ownership right away. Recognize that buying a new home and selling your old home takes time. Determine whether you can afford two mortgages at once in the case your old home does not sell right away. Find out what you can afford by using our Home Loan Finder tool.

 

What are Relocation Packages?

Many companies can help with your relocation process. They can offer a wide variety of options. These range from covering moving costs to assisting with down payments or closing costs to Guaranteed Buy Outs (when the company purchases your old home at its appraised value when it doesn't sell within a particular timeframe) or more. Find out what your new company offers to see what sort of assistance they might be able to provide. Any relocation package can significantly help you obtain a mortgage in your new location.


We hope this blog gave you a some helpful insights into relocation. However, we realize that you might still have some more questions. For more Home Buying Tips, give our experienced Team a call, visit our website, or check out our Facebook Page. We are here to help if you're considering Buying, Selling, or Investing in Real Estate in the North Iowa. Contact us today at 641-425-4900 or http://www.janefischer.com/.

 

Displaying blog entries 1-5 of 5

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Contact Information

Jane Fischer & Associates
Real Estate Consultants
119 2nd Street NW #2
Mason City IA 50401
Cell: 641-425-4900
Office: 641-424-HOME (4663)

2018 Jane Fischer & Associates Real Estate Consultants Logo are registered service marks owned by Jane Fischer & Associates Real Estate Consultants. Equal Housing Opportunity.