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Displaying blog entries 21-30 of 55

Stop Renting and Start Buying!

by Jane Fischer and Associates

In today’s blog post, we are going to discuss financial reasons why you should buy instead of rent. We understand that buying a home is a major step. If you are serious about your finances, though, it is time to stop renting and start buying! As a renter, you are helping someone else pay their mortgage and not receiving any of the financial benefit from it. Why make someone else money when you can invest in yourself and your future?! Check out the facts regarding renting versus buying costs and get ready to purchase your dream Mason City IA this spring!

 

Top Financial Reasons to Own a Home

1. Cheaper than renting.

2. Locked in monthly cost for housing.

3. Investment you utilize daily.

4. Forced savings.

5. Tax savings.


Need some stone cold facts? Research from the Federal Reserve shows that a homeowner’s net worth is 44 times greater than a renter. In addition, according to Pulsenomics, home values are expected to appreciate by 3.35% per year and grow by 24.34% cumulatively over the next five years. This means that homeowners are gaining equity from the moment they purchase their home this year!

 

We hope this blog gave you a some helpful insights into why you should BUY instead of rent! If you are ready to take the plunge and buy your first home, work with the Top Realtor Mason City IA! We can help you find the perfect property to fit your needs within the North Iowa Homes for Sale! Give our experienced Team a call today at 641-425-4900 or visit our website at http://www.janefischer.com/.

Enjoy a Very "Hoppy" Easter in North Iowa!

by Jane Fischer and Associates

Easter is right around the corner! The Easter Bunny will soon be making appearances and hiding Easter Eggs throughout North Iowa to celebrate the holiday! Grab your Easter Baskets and your family for some holiday fun in our beautiful communities. There are great events for all ages! Mark your calendars with these events and enjoy a very "Hoppy" Easter!


 

Omelet Feed & Easter Egg Hunt

Date: Saturday, March 24th

Time: 8:00 am - 12:00 pm (Omelet Feed) | 10:00 am (Egg Hunt)

Location: Nora Springs Community Center (16 South Summit, Nora Springs)

Cost: $7 per adult | $3 per child ages 10 and under

 

Easter Egg Hunt

Date: Sunday, March 25

Time: 11:30 am

Location: North Iowa Area Community College Activity Center (500 College Drive, Mason City)

 

Easter Egg Hunt

Date: Friday, March 30th

Time: 2:30 pm - 4:30 pm

Location: Oakwood Care Center (400 US 18, Clear Lake)

 

Easter Egg Hunt

Date: Saturday, March 31st

Time: 9:30 am - 10:30 am

Location: Gazebo at City Park (Main Avenue, Clear Lake)

 

Spring Egg-stravaganza

Date: Saturday, March 31st

Time: 9:30 am - 10:30 am

Location: Fossil and Prairie Center (1227 215th Street, Rockford)

 

Photos with the Easter Bunny

Date: Saturday, March 31st

Time: 11:00 am - 4:00 pm

Location: Willowbrook Mall (1631 4th Street Southwest, Mason City)


Easter Tea

Date: Saturday, March 31st

Time: 2:00 pm - 4:00 pm

Location: The Decker House (119 2nd Street Southeast, Mason City)

Call (641) 423-4700 for reservations!

 

 

Holidays in North Iowa cannot be beat! Call this incredible area home and celebrate all year round! We can help you find the perfect property to fit your needs within the North Iowa Homes for Sale. Give our experienced Team a call today at (641) 425-4900 or visit our website at http://www.janefischer.com/.


St. Patrick's Day Celebrations in North Iowa!

by Jane Fischer and Associates

Lá Fhéile Pádraig Sona Daoibh! St. Patrick's Day is here! Don your best green outfit and celebrate your Irish pride throughout North Iowathis weekend!! Be sure to check out these great events and enjoy all that our communities have to offer!

Jane Fischer & Associates wishes everyone in North Iowa a very Happy St. Patrick’s Day!



🍀St. Patrick’s Day Party 🍀

Date: Saturday, March 17th

Time: 2:00 pm - 10:00 pm

Location: Lake Time Brewery (801 Main Avenue, Suite C, Clear Lake)

Celebrate St. Patty's Day with your favorite Irish ales........including a festive green beer!


🍀St. Paddy's Day Bar Hop 🍀

Date: Saturday, March 17th

Time: 5:00 pm - 8:00 pm

Location: Downtown Mason City (Main Street)

Explore your favorite downtown Mason spots, including 1910 Lounge, The Good Life, Lorados, Mason City Brewing, Quarry, Ransoms, Sportsman, and more. Each spot will have great drink specials for you to enjoy. Pick up your bar hop map and Shamrock pass for $8 per person or $15 for a pair.

 

🍀Sham-Rockin' & Rollin' with The Mockingbirds 🍀

Date: Saturday, March 17th

Time: 7:00 pm - 10:00 pm | Doors open at 6:30 pm

Location: Clear Lake Arts Center (17 South 4th Street, Clear Lake)

Rock the evening away at Clear Lake Arts Center with The Mockingbirds. Along with great live music, enjoy wine, beer, and appetizers. Tickets cost $10 in advance and $12 at the door.

 

🍀St. Patrick’s Day with B&G 🍀

Date: Saturday, March 17th

Time: 7:00 pm - 11:00 pm

Location: Fat Hill Brewing (17 North Federal Avenue, Mason City)

After discovering his Irish heritage, Tom from Fat Hill Brewing wants to celebrate the holiday with all of you. Join him and the rest of his crew for an evening of festive fun! This event is open to those 21 and older.

 

🍀Irish Stew Dinner 🍀

Date: Sunday, March 18th

Time: 11:00 am - 2:00 pm

Location: St. Patrick's Catholic Church (1001 9th Avenue South, Clear Lake)

Fill your bellies with an AYCE Irish Stew dinner! Finish the meal with a delicious slice of homemade pie in a variety of flavors! Tickets are available in advance or at the door. You can also enjoy the meal at home with carryouts. This annual dinner is organized by St. Patrick's Knights of Columbus.  All money raised from the event help support many great local organizations.

 

 

There is no better place to spend holidays than North Iowa! Celebrate all year round by calling this incredible area home! We can help you find the perfect property to fit your needs within the North Iowa Homes for Sale. Give our experienced Team a call today at (641) 425-4900 or visit our website at http://www.janefischer.com/.

Why North Iowa is the Perfect Place to Retire!

by Jane Fischer and Associates

After spending your years dedicated to your career, you are ready to retire. Congrats! This is such an exciting life step. Now that you will have time to spare, you want to live in a community that offers plenty to do along with all of the amenities and facilities that you could possibly need. Look no further than North Iowa!! Although our area might not be recognized as a top retirement destination, it truly is the perfect place to find a home and enjoy your retired life! Still don't believe us?! Check out all that the communities of Mason City, Clear Lake, and the surrounding towns have to offer!

 

Arts & Entertainment

Despite it's smaller size, the North Iowa area is filled with incredible cultural amenities. Whether you love live music, art, history, or anything else, you will find it in Mason City and Clear Lake. Mason City is home to a rich history. Find incredible Music Man sites to explore. Check out the incredible architectural sites designed by the incomparable Frank Lloyd Wright. Learn about the history of the region by stepping back in time at the Kinney Pioneer Museum (9184 265th Street, Clear Lake). Browse the impressive collection of American art, Bil Baird puppets, and more at the Charles H. MacNider Art Museum  (303 2nd Street Southeast, Mason City). Enjoy incredible live performances at the Mason City Community Theatre (215 South Delaware Avenue, Mason City) and North Iowa Performing Arts Series at the North Iowa Community Auditorium (500 College Drive,Mason City) throughout the year. Dance the night away to live music at the world famous Surf Ballroom (460 North Shore Drive, Clear Lake). If you are looking for a bit for excitement and adenaline, check out the great events at North Iowa Events Center (3700 4th Street Southwest) and Mason City Motor Speedway (3700 4th Street Southwest).

 

Recreation

North Iowa is filled with endless recreational spaces for you to enjoy and stay active in retirement. You will find diverse landscapes to explore, well maintained biking and walking paths, and so many ways to enjoy some recreational fun in the great outdoors. Mason City has beautiful Parks located throughout the city that offer a wide variety of amenities. Water lovers will love living in Clear Lake with its stunning, blue waters. Find some of the best fishing in all of Iowa and relax on the stunning beaches at City Beach Park. Explore nature and view wildlife at McIntosh Woods and Clear Lake State Park. Looking forward to spending your retirement on the green? There are so many golf courses in North Iowa. Highland Park Golf Course (944 17th Street Northeast, Mason City) and Pine Creek Golf Course (15566 317th Street, Mason City) are courses open to the public. The Mason City Country Club (3331 19th Street Southwest, Mason City) offers world class golf to its members as well as an amazing array of amenities.

 

Amenities

North Iowa offers all of the amenities and facilities you could possibly need. Find everything for yourself and your home at the many Shopping facilities. Grab a delicious bite to eat at the Restaurants in the region. Take advantage of the world class health care provided through Mercy Medical Center - North Iowa (1000 4th Street Southwest) and its affiliated clinics.

 


Ready to enjoy retired life in North Iowa? Work with the Top Realtor Mason City IA! We can help you find the perfect property to fit your needs within the North Iowa Homes for Sale. Give our experienced Team a call today at 641-425-4900 or visit our website at http://www.janefischer.com/.

Find A Million Ideas for Your North Iowa Home & Garden!

by Jane Fischer and Associates

 

 

Find “A Million Ideas to Take Home” this weekend at the 27th Annual North Iowa Home & Landscaping Show!! If you are looking to update your North Iowa home and/or garden this Spring, you do not want to miss this great event!


Learn helpful tips, discover unique project ideas, talk to vendors, see samples, and attend informational seminars! Meet with experts in all these fields: Remodelers, Decorating, Home Builders, Kitchens, Bath Repair, Carpet, Flooring, Doors, Windows, Sunrooms, Heating & Cooling, Water Treatment, Insulation, Fireplaces, Saunas, Siding, Energy Saving Products, Security, Garage, Paving, Landscaping, Gardens, Lawns Equipment, Mowers, Grills, Hot Tubs, and so much more!


The 2018 North Iowa Home Show is taking place Friday, February 23rd, through Sunday, February 25th, at the North Iowa Events Center (3700 4th Street Southwest, Mason City). General admission tickets are $5.00 per person. Children 12 and under are FREE! Get a special discount coupon HERE!

 

 

2018 North Iowa Home Show Seminar Schedule

Friday, February 23rd

  • 4:30 pm | Crafting Cool and Creative Containers | Don Engebretson
  • 6:00 pm | Three Steps To A More Energy Efficient Home | Rob Buchanan
  • 7:00 pm | Design Secrets to a Beautiful Yard and Garden | Don Engebretson
 

 

 

Saturday, February 24th

  • 11:00 am | Crafting Cool and Creative Containers | Don Engebretson
  • Noon | Kitchen and Home Remodeling Tips | Lynne & Jennifer Breister
  • 1:30 pm | Design Secrets to a Beautiful Yard and Garden | Don Engebretson
  • 3:00 pm | Three Steps To A More Energy Efficient Home | Rob Buchanan
  • 4:00 pm | Building a New HomeGetting Started | Todd Redig
  • 5:00 pm | Crafting Cool and Creative Containers | Don Engebretson
 

 

 

 

 

 

Sunday, February 25th

  • Noon | Really Cool Plants for Iowa Gardens | Don Engebretson
  • 1:00 pm | Building a New HomeGetting Started | Todd Redig
  • 2:00 pm | Crafting Cool and Creative Containers | Don Engebretson
 

 

 

For more great home renovation tips, our Team is here to help! Check out our Website and visit our Facebook Page!

 

 

Image Credit: Iowa Show Productions  

Relocation Help is Here for North Iowa!

by Jane Fischer and Associates

In today’s blog post we are going to discuss Relocating for a new job. Congrats! You just received a job offer in North Iowa! It is time to move! Starting a new job and finding a new home at the same time can be a difficult process. Loan approval is dependent on proof that you can afford the mortgage. Your income and employment history are the best indicators of what you can afford. Although this can be a stressful time, it is possible to do both at once! Here is some important information to know about relocating.


 

What should I know before getting a mortgage?

Promotions are positive financial moves. If you are earning better pay or benefits or moving to a similar position at a new job, you should be able to Obtain a Mortgage with no problem. Be prepared to share your offer letter, with salary confirmation, to your lender. They will need to verify that you have been in the position for at least 30 days to determine what you can afford for the mortgage. It is important to note that if your position is commissioned based, these earnings are often excluded from loan amounts as they are difficult to prove in a new role.

How do I obtain a mortgage with new employment?

As long as your new position makes financial sense, obtaining a mortgage should not be difficult. The lender will want to see your employment history. Frequent job changes or large gaps in employment can be red flags for lenders. Have all of your past employment information available for your lender.

How can I get a home loan when relocating?

It is always in your best interest to secure your living arrangement before you move. Consider renting in the new location for at least 30 days in order to provide the lender with time to verify your new position. This gives you time to provide your first pay stub as well as get to know the community you are living in to find the perfect neighborhood for you. However, if you are not interested in renting, you can take the plunge into home ownership right away. Recognize that buying a new home and selling your old home takes time. Determine whether you can afford two mortgages at once in the case your old home does not sell right away. Find out what you can afford by using our Home Loan Finder tool.

 

What are Relocation Packages?

Many companies can help with your relocation process. They can offer a wide variety of options. These range from covering moving costs to assisting with down payments or closing costs to Guaranteed Buy Outs (when the company purchases your old home at its appraised value when it doesn't sell within a particular timeframe) or more. Find out what your new company offers to see what sort of assistance they might be able to provide. Any relocation package can significantly help you obtain a mortgage in your new location.


We hope this blog gave you a some helpful insights into relocation. However, we realize that you might still have some more questions. For more Home Buying Tips, give our experienced Team a call, visit our website, or check out our Facebook Page. We are here to help if you're considering Buying, Selling, or Investing in Real Estate in the North Iowa. Contact us today at 641-425-4900 or http://www.janefischer.com/.

 

Short Film Premier in Lake Mills!

by Jane Fischer and Associates

Come celebrate and support incredible local talent at the official premier of Kevin Isaacson's short film Oliver Short! Head to The Mills Theater (216 West Main Street, Lake Mills) on Sunday January 14th, as they host this FREE screening! Doors will open at 1:00 pm and the show begins at 1:30 pm. Grab some soda and popcorn and find your seats for this excellent local film.



Oliver Short stars Carly Neel and Frank Boyd. After losing her father last year, sixteen year old Alex does not know how to handle her grief. She acts out by spraying graffiti on her father's gravestone. While doing so, Oliver Short appears. This mysterious gentleman is in need of her help. Alex soon realizes that Oliver and other individuals she has met in the cemetary are spirits. All of the spirits are unsettled due to unfinished business with their still living family members. Alex chooses to help these spirits and is able to properly let go of her own father's death.



Be sure to stick around after the film for a talk back with the filmmakers! This is a great event that you do not want to miss!


 


There is always something fun and unique taking place in North Iowa! Be sure to check out website at http://www.janefischer.com/ throughout the year for other great community events like this one!

 

Photo Credit: I Like Ike Films

Merry Christmas and Happy New Year from Our Team!

by Jane Fischer and Associates

 

 

The Christmas Season is our favorite time of year! With all of the incredibly festive events taking place throughout Mason City and Clear Lake, it is impossible not to be filled with good cheer and fall even more in love with living in this area. As Christmas quickly approaches, we would to extend a very warm THANK YOU to all of our past and current clients for giving us the opportunity to assist you with all of your North Iowa real estate needs! It has truly been a joy to serve you this year!


We hope your North Iowa home is filled with laughter and love as you celebrate Christmas this weekend!


The new year often brings new goals. If real estate goals are on your 2018 list, our team is here to help you achieve them! Whether you are a Home Buyer or Home Seller, we can assist you every step of the way! Through our years of experience, we love sharing our knowledge of our communities and helping people find their dream home in our area. Work with North Iowa's best real estate team in 2018! Contact us today so we can help you in every way that we can. We look forward to meeting with you!



Jane Fischer & Associates Team Wishes You A Very Merry Christmas and Prosperous New Year!


TubaChristmas and Tom Fetty Krugerrand Auction this Saturday!

by Jane Fischer and Associates

Head to Mason City's Southbridge Mall (100 South Federal Avenue) this Saturday, December 9th, for some festive fun and holiday good cheer!



The day begins with the annual Tom Fetty Krugerrand Auction from 11:00 am to 1:00 pm. All monies raised during the auction are donated to our local Salvation Army. Help support a great cause this holiday season!  


Then, stick around for the 32nd annual North Iowa TubaChristmas concert in the mall’s Center Court at 1:00 pm! TubaChristmas is a live musical performance of everyone’s favorite Christmas carols by local tuba, baritone, euphonium, and sousaphone players. Beginning in 1974 in New York City, TubaChristmas concerts are now held every year throughout the country and around the world. North Iowa is proud to boost one of the largest such concerts in the nation! Enjoy a rousing performance of the greatest Christmas tunes by 100 local musicians!



Are you a musician? Come participate in TubaChristmas! Tuba, baritone, euphonium, and sousaphone players of all ages are welcome. Please head to the Mason City High School band room on Saturday morning at 10:00 am for registration. Cost is $10 per participant. Rehearsal will begin at 10:30 am. Musicians should bring their own instruments, Santa hat, and music stand. Be sure to decorate your instrument for the holiday!



Jane Fischer and Associates Team
wishes everyone a festive holiday season in Mason City and throughout North Iowa!  

 

Image Credit: Jake Rajewsky/Globe Gazette

Winterize Your Home in 7 Easy Steps!

by Jane Fischer and Associates

The cold winter days are finally upon us in North Iowa! Increase your home's energy efficiency, save money on your heating bill, and keep your family nice and cozy all winter long by following these 7 Easy Steps to Winterize Your Home!

 

1. Dodge Drafts! Drafts can waste 5% to 30% of your home's energy use, according to the U.S. Department of Energy (DOE)! Save that energy by placing a draft blocker under your doors.


2. Use A Window Insulation Kit! Head to your local hardware store for some plastic for your windows. This adds an additional buffer against the cold.


3. Add Storm Windows! Skip the plastic and install storm windows that will last you for years to come. Studies show that these windows can save 12% to 33% on your heating costs every year!


4. Caulk Windows & Doors! Air leaks throughout the house waste a lot of energy. Be sure to caulk and seal all your windows and doors properly.


5. Replace Furnace Filters! Dirty filters increase energy use by restricting airflow. Plus, the irritants trapped in it can make your family sick! Your furnace filter should be changed every month during the winter. To save time and money (in the long run), consider using a permanent filter.


6. Monitor Your Heat! Make sure you turn down the thermostat everytime you aren't home to reduce energy waste. Also, save money by turning down your heat a degree or two and wrap up in a warm blanket instead!


7. Lower Your Water Temperature! According to the DOE, you can annually save 4% to 22% by turning down your water heater's temperature! Most water heaters are automatically set to 140ºF. Lower the temperature to 120ºF. Trust us, you won't notice the difference....aside from the money you will be saving!

 

Looking for more homeowner, buyer or seller tips? Visit our website!

 

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Displaying blog entries 21-30 of 55

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Jane Fischer
Real Estate Consultants
641-424-HOME (4663)

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