While the house itself is clearly the most important aspect of the buying process, it is important to remember that you are buying more than just the physical property. You are also “buying” its location! You want to invest in a neighborhood you want to call home. 

 

Clear Lake, Mason City, and the other communities of North Iowa are filled with unique neighborhoods that are sure to fit your particular needs. Unsure how to find the right one for you and your family? These are the important factors when choosing your perfect neighborhood!

 

 

 

1. Home Value: The value of the property is important to understand in terms of what you are paying for right now, but also how the value might change in the future. Make sure you are getting the most for your invest by checking the comps for similar properties within the neighborhood to ensure the home you are interested in is correctly priced. 

 

2. Taxes: Along with your other housing payments, you need to think about and budget for property taxes. You can find out the taxes for the homes you are looking at by checking their listing information. 

 

3. Local Schools: Whether you have children or not, local schools should be a factor you consider. Strong schools have a positive effect on property values, helping increase your profitability were you to ever sell the home in the future. If you have children, living near the best schools possible helps to give them the strongest education you possibily can. Along with schools, also consider if there are any parks or community centers nearby as these can also add value. 

 

4. Crime & Safety: We all want to feel safe and secure at home and in our neighborhood. Check out the crime rates for particular neighborhoods on safety websites, such as City-Data and CrimeReports™. When you do your searches, be sure to include those neighborhoods that surround the one you are considering moving to as well. After you gather the information, you can decide if you are comfortable with the safety of the area. 

 

5. Geography & Topography: Geographic or topographic features can come at an additional cost. Is it important to you to live in a waterfront property or on a hillside? Determine what sort of outdoor features are important to you so you can narrow in on the neighborhoods that offer them. While you do this, be sure to consider the insurance needs that might come along with the particular geography/topography of those neighborhoods. 

 

 

 

Want to learn more about a particular North Iowa neighborhood or interested in Buying a home? Give Jane Fischer & Associates a call today or visit our website at http://www.janefischer.com/.